F & H Contractors

What this record tells you

F & H Contractors holds Florida licence CGC1511430, a CGC classification which authorises work as a certified/registered general contractor. A "C" prefix means the licence is certified — valid anywhere in Florida.

This licence was first issued in 2006, which makes it a long-held licence for the trade in this area. Roughly 37% of the 272 active general contracting licences based in the Spring Hill & Nature Coast area were issued earlier than this one, and the local median sits at 2010. That is 20 years of continuous licensure.

F & H Contractors is one of 36 active general contracting licences registered to an address in Crystal River, so you have local alternatives to compare quotes against. Charles Thomas Finley additionally holds 1 other active Florida licence in our records, which can indicate a contractor qualified across more than one trade or entity.

The licence is recorded as expiring on 08/31/2028. Florida licences renew on a fixed cycle, and a licence that is not renewed moves to delinquent status — which is why the expiry date matters if you are planning work close to that date. Confirm the current status on the state portal before signing a contract.

Before you hire F & H Contractors

• Re-check licence CGC1511430 on the DBPR portal — status can change any day.
• Ask for a current certificate of liability insurance and workers' compensation, issued to you directly by their insurer.
• Confirm the name on your contract matches F & H Contractors or its qualifying agent, Charles Thomas Finley.
• Compare at least three written quotes from other general contracting contractors in Spring Hill & Nature Coast.
• Confirm in writing that the contractor — not you — pulls the building permit.