Gray Mutual, LLC

What this record tells you

Gray Mutual, LLC holds Florida licence CRC1335197, a CRC classification which authorises work as a certified/registered building or residential contractor. A "C" prefix means the licence is certified — valid anywhere in Florida.

This licence was first issued in 2025, which makes it one of the newer licences for the trade in this area. Roughly 88% of the 521 active home building & remodeling licences based in the Destin & Fort Walton Beach area were issued earlier than this one, and the local median sits at 2015. That is 1 year of continuous licensure.

Gray Mutual, LLC is one of 66 active home building & remodeling licences registered to an address in Destin, so you have local alternatives to compare quotes against.

The licence is recorded as expiring on 08/31/2026. Florida licences renew on a fixed cycle, and a licence that is not renewed moves to delinquent status — which is why the expiry date matters if you are planning work close to that date. Confirm the current status on the state portal before signing a contract.

Before you hire Gray Mutual, LLC

• Re-check licence CRC1335197 on the DBPR portal — status can change any day.
• Ask for a current certificate of liability insurance and workers' compensation, issued to you directly by their insurer.
• Confirm the name on your contract matches Gray Mutual, LLC or its qualifying agent, Kevin Gray.
• Compare at least three written quotes from other home building & remodeling contractors in Destin & Fort Walton Beach.
• Confirm in writing that the contractor — not you — pulls the building permit.